More information on the mortgage calculator
With this helpful online mortgage calculator, you can easily work out whether you can afford to finance the home you’d like to buy. Ideally, the loan-to-value ratio shouldn’t exceed 80%, which means that you would need to put forward a deposit of at least 20% of the purchase price. Pension assets from the 2nd or 3rd pillar can also be used for the deposit. Combined with the maintenance and additional costs, the mortgage interest rates should not exceed one third (33%) of your gross annual income.
The homegate.ch affordability calculator is a tool to help give you an idea of what you can afford; however, it does not provide a binding evaluation.