- Household insurance
- Private liability insurance: why you need it
- Legal protection insurance for residential purposes
- Legal protection for tenants
- Construction insurance: protection when building a home
- Why life insurance? Questions & answers
- Building insurance
- Insurance for home owners
- Convertible savings insurance
- Landlord legal protection
Accumulate capital with convertible savings insurance
Convertible savings insurance from our partner die Mobiliar is a flexible and transparent third pillar that allows you to customise your premiums and risk profile at any time, free of charge. This means you continuously accumulate capital that can be used to buy your own home.
With convertible savings insurance, you invest your savings premiums in two modules: firstly, an investment with a capital guarantee for maximum security. And secondly, attractive investment funds offering opportunities for higher returns. Together, they form your personal, balanced investment solution.
You decide what’s important to you:
- Focussed on stability? Choose a security-oriented profile and 100% of your savings premiums is guaranteed.
- Focussed on returns? An income-oriented profile allows you to build up your third pillar faster and benefit from attractive growth prospects.
- Does sustainability matter to you? Specifically invest in sustainable funds that consider environmental and social criteria.
Is your situation changing? No problem – you remain flexible. Adjustments can be made at any time. Early redemption of your savings capital is also possible. High redemption values are guaranteed.
Transparent premiums
You can instantly see what your premium consists of: the savings component, costs and risk premium are clearly indicated, giving you total control of costs at all times.
Financial security, even if something happens to you
Your loved ones are protected if anything should happen to you. You can choose from the following benefits:
- Death benefit: if something should happen to you, your family will receive the death benefit agreed at the time the contract was concluded plus the accumulated contract balance.
- Premium waiver in the event of disability: if you become unable to work due to illness or accident, we will cover your premium payments. This will ensure that your savings goal remains on track, regardless of the circumstances.