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Get your financing certificate from UBS key4 mortgages

18.08.2025

The free financing certificate not only aids your planning, it also gives you a clear advantage with estate agents and sellers. With it, you can prove that you can afford a mortgage, and this significantly increases your chances over other prospective buyers.

The certificate is a free, non-binding assessment performed by financing specialists to determine whether a property fits your budget – based on information about income, assets and other personal details.

If you bring the financing certificate with you to the viewing, you show the selling party that you are well prepared, seriously interested and in a solid financial position. This can tip the scales in the decision-making process – and is even a prerequisite for many property sales. At the same time, the certificate gives you peace of mind with regard to your financial flexibility and helps you to search for suitable properties in a more targeted manner.

Your benefits at a glance

  • Free & with no obligation: there are no fees for the certificate.
  • Strong position among sellers and estate agents: you show that you are prepared and solvent – a plus point that is often required before the sale negotiations.
  • Quick & easy: you can apply online and receive the certificate within two working days.
  • A clear understanding of your budget: you know which price segment you can realistically search in – based on your personal details.

Order your financing certificate from UBS key4 mortgages

To receive further mortgage services, click the button below to be redirected to our partner website. With this, you acknowledge that SMG Swiss Marketplace Group AG may receive compensation for the closing of mortgages. The products offered on the UBS key4 mortgages website are intended for and accessible only to Swiss residents.