• BELL'APPARTAMENTO DI 3.5 LOCALI (1)
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  • BELL'APPARTAMENTO DI 3.5 LOCALI (4)
  • BELL'APPARTAMENTO DI 3.5 LOCALI (5)
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  • BELL'APPARTAMENTO DI 3.5 LOCALI (7)
  • BELL'APPARTAMENTO DI 3.5 LOCALI (8)
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"Beautiful 3.5-room apartment"

Purchase price
CHF 335,000.–
Notify on price drop
Rooms
3.5
Living space
83 m2

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Location

Via Vacallo 12, 6834 Morbio Inferiore

Travel time

  • 29 min.Station: Chiasso

Surrounding information

Source of this data

The data displayed is provided by one of our third-party suppliers.

Please note that the locations displayed may not be up to date and there may be some deviations.

  • School

    8 min.Via Roggiana
  • Pharmacy

    10 min.Farmacia Santa Chiara
  • Supermarket

    19 min.Via Venti Settembre
  • Public Transport

    3 min.Piazza

Times refer to the route on foot.

Costs

Purchase price:
CHF 335,000.–
Notify on price drop

Main information

Available from:
By agreement
Type:
Apartment
No. of rooms:
3.5
Floor:
GF
Surface living:
83 m2
Year built:
2000

Features and furnishings

  • Balcony / Terrace

  • View

  • Elevator

Documents (0)

Description

We offer for sale in Morbio Inferiore, the bare ownership of a comfortable and bright 3.5-room apartment on the ground floor with a balcony in a quiet and residential area.
The apartment consists of an entrance hall, a large and bright living room, a habitable kitchen with a comfortable covered balcony accessible from both the day area and the kitchen, a master bedroom, another room, and two bathrooms with shower/bathtub.
The building was completely renovated in the early 2000s.
Assigned cellar and owner's garage.


The sale of the bare ownership of a property is a type of sale for investment, the bare ownership constitutes in substance the ownership of the walls, the use and the right to habitation remain with the usufructuary.
The value of the usufruct and consequently the bare ownership varies based on the age of the usufructuary since it is for life, the older the usufructuary and the lower the value of the usufruct, the closer the bare ownership is to the market value of free.
In this case, the age of the usufructuary is 77 years.
It follows that one can buy a property at a very advantageous price with the variable of not having it free immediately.
The value of the usufruct is CHF 145,000, therefore the full ownership (i.e. the property available and empty) is worth CHF 480,000.

Ask for our documentation for more information.

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Purchase price
Household income

Annual gross income of all persons applying for the mortgage (including 13th month salary or bonus payment).

The mortgage is affordable if the living costs do not exceed one third (33%) of your income.

Equity capital

You must finance at least 20% of the property value with your own funds. This includes savings, advance inheritance, gifts, all retirement assets (3a, 3b) and pension fund assets. You may withdraw a maximum of 10% of the purchase price from the pension fund.

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Advertiser

Servizio mediazioneSilver Partner
Interfida SA
Servizio mediazione
Corso San Gottardo 35
6830Chiasso
Listing ID
4001959158
Object ref.
IFC.3.096
Interfida SA
Interfida SA
Silver Partner

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