• Magnifique appartement traversant en rez de jardin en viager occupé sans rente (1)
  • Magnifique appartement traversant en rez de jardin en viager occupé sans rente (2)
  • Magnifique appartement traversant en rez de jardin en viager occupé sans rente (3)
  • Magnifique appartement traversant en rez de jardin en viager occupé sans rente (4)
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"Beautiful through apartment on the ground floor with garden in viager occupied without rent"

Purchase price
CHF 750,000.–
Notify on price drop
Rooms
5.5
Living space
137 m2

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The advertiser has not provided the exact address.

Location

1233 Bernex

Costs

Purchase price:
CHF 750,000.–
Notify on price drop

Main information

Available from:
By agreement
Type:
Apartment
No. of rooms:
5.5
Floor:
GF
Number of floors:
3
Surface living:
137 m2
Land area:
40 m2
Year built:
2000

Features and furnishings

  • View

  • Parking space

Documents (0)

Description

Value of the property: CHF 1'400'000.?
An investment opportunity with an immediate discount related to the seller's right of use and habitation.
You only pay: CHF 750'000.?
Viager rent: none
Viager occupied on one head:
71-year-old woman
You become the owner of the property as soon as the deed is signed, the seller retains their right of use and habitation for life.

Located in a pleasant residential area, discover this beautiful ground-floor apartment, spread over two levels, offering generous living spaces and a pleasant private outdoor area.
Ideally located, the property benefits from the proximity of public transport, shops, schools, and daily amenities. The center of Bernex and the axes allowing access to Geneva are easily accessible.

A bright living room opening onto the garden:
As soon as you enter, you will discover a beautiful living area consisting of a modern, fully equipped kitchen and a living room.
Bathed in natural light thanks to its large windows, the living room has direct access to a pleasant terrace extended by a garden, a true relaxation area for enjoying the beautiful days. The sleeping area consists of a room with direct access to the garden, a second room, and a bathroom.

A lower level offering many possibilities:
The habitable basement complements this property harmoniously and offers additional spaces, including a second kitchen, two rooms, and a shower room.

A parking space completes this property and is included in the price. The residence has many visitor parking spaces.

This configuration on two levels offers a beautiful versatility and allows for different uses of the spaces according to needs.

An investment opportunity in viager:
This property is offered as occupied viager without rent, a formula that allows acquiring a real estate property by paying a single amount, without monthly viager rent.
An interesting patrimonial opportunity to invest in a sought-after municipality of the canton of Geneva, while benefiting from a pleasant residential area and proximity to infrastructure.

An apartment with beautiful volumes, terrace, and garden, to be discovered in the context of a long-term real estate investment.

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Purchase price
Household income

Annual gross income of all persons applying for the mortgage (including 13th month salary or bonus payment).

The mortgage is affordable if the living costs do not exceed one third (33%) of your income.

Equity capital

You must finance at least 20% of the property value with your own funds. This includes savings, advance inheritance, gifts, all retirement assets (3a, 3b) and pension fund assets. You may withdraw a maximum of 10% of the purchase price from the pension fund.

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Contact for viewing

Christophe Andrié

Gold Partner
Bien en ViagerChemin des recluses 8, 1213 Petit-LancySee all listings from this agency
Christophe Andrié
Christophe AndriéExpert en viager et en immobilier
Listing ID
4003583842
Object ref.
APPBERNCHRIRE586Q
Gold Partner
Christophe Andrié
Christophe Andrié

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