• Viager sans rente – Lumineux 5 pièces de 146 m² avec vue dégagée (1)
  • Viager sans rente – Lumineux 5 pièces de 146 m² avec vue dégagée (2)
  • Viager sans rente – Lumineux 5 pièces de 146 m² avec vue dégagée (3)
  • Viager sans rente – Lumineux 5 pièces de 146 m² avec vue dégagée (4)
  • Viager sans rente – Lumineux 5 pièces de 146 m² avec vue dégagée (5)
  • Viager sans rente – Lumineux 5 pièces de 146 m² avec vue dégagée (6)
  • Viager sans rente – Lumineux 5 pièces de 146 m² avec vue dégagée (7)
  • Viager sans rente – Lumineux 5 pièces de 146 m² avec vue dégagée (8)
  • Get full property details

    Contact Wivia Sàrl for the exact address, floor plans and additional documents.

1 / 9

"Life annuity without rent – Bright 5-room apartment of 146 m² with unobstructed view"

Purchase price
CHF 1,000,000.–
Rooms
5
Living space
146 m2

Find the right mortgage for your new home

The advertiser has not provided the exact address.

Location

1224 Chêne-Bougeries

Costs

Purchase price:
CHF 1,000,000.–

Main information

Available from:
Immediately
Type:
Apartment
No. of rooms:
5
Number of bathrooms:
2
Floor:
8
Surface living:
146 m2
Floor space:
146 m2
Last refurbishment:
1996
Year built:
1961

Features and furnishings

  • Balcony / Terrace

  • Dishwasher

  • View

  • Child-friendly

  • Parking space

  • Garage

  • Elevator

Documents (0)

Description

On the 8th floor of a residential building in Chêne-Bougeries, this 5-room apartment of 146 m² offers an unobstructed view of the countryside and remarkable brightness. A rare patrimonial opportunity, proposed as an occupied life annuity without rent.

The property is organized around a large, through living room, extensively glazed, extended by a dining area and opening onto a covered balcony. An independent office, also with external access, completes the day area. Two bedrooms, one with direct access to the balcony, offer generous volumes in a calm environment. Two bathrooms: the first with a bathtub, the second with a shower-bathtub and sink.

In terms of amenities: equipped kitchen with dining area, large format polished tile flooring in the day rooms, carpeting in the bedrooms, rail lighting, gas heating, and numerous built-in storage spaces. Built in 1961 and renovated in 1996, the apartment is in good general condition, with good quality materials.

An individual indoor parking space. A cellar and a balcony.

The location combines tranquility and practicality: shops approximately 300 m away, public transportation 350 m away, schools 900 m away. Chêne-Bougeries offers a sought-after living environment, just a few minutes from the center of Geneva, in a green setting.

Terms – occupied life annuity without rent:

- Life annuitant: woman, 74 years old

- Purchase price: CHF 1'000'000.–

- Capitalized value of the right of use: CHF 701'762.–

- Estimated price of the free apartment: CHF 1'701'762.–

This structure allows for the acquisition of a high-standing property with a significant discount and without rent payment, in a logic of medium- and long-term wealth building. Detailed breakdown of costs and contractual terms available upon request.

Energy certificate (CECB), condominium fees, and meeting minutes: available upon request.

Our Wivia team is at your disposal to present this property and accompany you in understanding the life annuity structure. Contact us to organize a visit.

Mortgage Calculator

From dream house to home ownership: the mortgage calculator can help you estimate the affordability of this property.

Purchase price
Household income

Annual gross income of all persons applying for the mortgage (including 13th month salary or bonus payment).

The mortgage is affordable if the living costs do not exceed one third (33%) of your income.

Equity capital

You must finance at least 20% of the property value with your own funds. This includes savings, advance inheritance, gifts, all retirement assets (3a, 3b) and pension fund assets. You may withdraw a maximum of 10% of the purchase price from the pension fund.

Create your account
Free

Unlock the full experience

Sync your favourites, manage search alerts, and access all your important services seamlessly across devices. Create your free account for a personalized home search!

Advertiser

Wivia Sàrl
Wivia Sàrl
Avenue de la Gare 24
1870Monthey
Listing ID
4003441079
Object ref.
av.appartement.8rtxb.905o7

Contact the advertiser

Equity capital (optional)

By continuing, I declare that I accept the GTC and acknowledge the privacy policy, and that personal aggregated data related to my interests may be shared with the advertiser.

* By selecting “Yes”, I agree that Homegate may process this information as described here.

Other properties you might like

Fraud prevention: a few useful tips

  • Never transfer money in advance
  • Be careful if the price appears too low
  • Never share personal data such as bank details or copies of ID upfront
  • Do not sign a contract before you have visited the property

Tips and services